Refinance Pros and ConsI have a 30 year 5.25% fix mortgage on my current loan (original loan amount was 259,000) and done with 9 years, 21 to go. I was planning to refinance the balance (currently at 218,500) at 3.25 fixed 15 year loan with 1% origination fee. no points. Any suggestions if I should do it or not?January 14 2012 - Longmont00YesReport a ProblemProblemSelect oneOffensive contentIrrelevant contentSpam (pure self-promotion)OtherDetailsYour emailPlease enter a valid email address.Submit CancelContent flaggedWe will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.We're sorry. This service is temporarily unavailable. Please come back later and try again.