Refinance Suggestions?I am having a hard time finding a lender that will refinance my current mortgage. Currently my balance is $59,000.00 Value going on the low end $120,000.00 and rate of 5.00% with it maturing 8/2018 about 6 years remaining. All I want to do is lower my rate and if possible my term as well. My credit is not excellent but its not really ugly. No Foreclosure, No bankruptcy just really old debt 7 plus years ago .. No second mortgages and been current 2 past years on mortgage. Appreciate any help. November 09 2011 - Dallas00YesReport a ProblemProblemSelect oneOffensive contentIrrelevant contentSpam (pure self-promotion)OtherDetailsYour emailPlease enter a valid email address.Submit CancelContent flaggedWe will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.We're sorry. This service is temporarily unavailable. Please come back later and try again.