Refinance after cash purchase - South FloridaPurchased a condo in South Beach (Miami) two weeks ago all-cash. Looking to recover 75% of my equity now. I understand Freddie Mac made carve outs last year allowing lenders to issue a refinance in this scenario without 6 months seasoning (https://www.efanniemae.com/sf/guides/ssg/annltrs/pdf/2011/sel1105.pdf), however, I am yet to find a lender who has followed this guideline.Both PNC and Everbank still have internal policy to not write a refi without the 6 mo seasoning. Who will?April 17 2012 - Miami Beach00YesReport a ProblemProblemSelect oneOffensive contentIrrelevant contentSpam (pure self-promotion)OtherDetailsYour emailPlease enter a valid email address.Submit CancelContent flaggedWe will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.We're sorry. This service is temporarily unavailable. Please come back later and try again.