Profile picture for hmkalton

Refinance after short sale

We are 2.5 years out from a short sale which required 2 defaults.  How long until we can qualify to refinance our current mortgage?  We have a good credit (except for the short sale) and would easily have an 80%LTV ratio.  
  • September 20 2012 - US
  • 0
    0Yes

  • Report a Problem

    Please enter a valid email address.

    Content flagged

    We will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.

    We're sorry. This service is temporarily unavailable. Please come back later and try again.

Be a Good Neighbor. Be respectful and on-topic. No spam or self-promotion! See our Good Neighbor Policy.

 
 

Answers (3)

Where are you located and has anyone been able to help you with this refinance? I specialize in helping borrowers after short sale.
  • January 17 2013
  • 0Yes

  • Report a Problem

    Please enter a valid email address.

    Content flagged

    We will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.

    We're sorry. This service is temporarily unavailable. Please come back later and try again.

Profile picture for Manchester123
Hi, I do live & work in UK. Interested in investment in Detroit. Is there anyway that USA bank give me mortgage on Detroit property.
Thanks
  • September 20 2012
  • 0Yes

  • Report a Problem

    Please enter a valid email address.

    Content flagged

    We will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.

    We're sorry. This service is temporarily unavailable. Please come back later and try again.

Looks like you're in luck. With conventional loans under 80% LTV, only two years is required from the time the short sale recorded.
  • September 20 2012
  • 0Yes

  • Report a Problem

    Please enter a valid email address.

    Content flagged

    We will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.

    We're sorry. This service is temporarily unavailable. Please come back later and try again.