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Answers (1)

- Matthew Rathbun, "matthewrathbun"
- Contributions:3
Hi "HelplessInVA",
There aren't a lot of options out there. HARP/HAMP is the best, but you're right that you probably don't qualify. Typically it's only available for loans obtained prior to 2009.
Zillow has about a 10% variance on accuracy, because they use information from Tax Records and MLS data, but don't actually know what's in your house. So take that in consideration when judging how much under-water you may be.
Wish there was better news. The only other thing I could recommend is to contact a local loan officer and see if they have re-finance options.
If you are struggling with your payments, [contents removed by Zillow due to spam, please refer to our Good Neighbor Policy for more details] and either myself or a team member will be happy to contact you and discuss other options.
There aren't a lot of options out there. HARP/HAMP is the best, but you're right that you probably don't qualify. Typically it's only available for loans obtained prior to 2009.
Zillow has about a 10% variance on accuracy, because they use information from Tax Records and MLS data, but don't actually know what's in your house. So take that in consideration when judging how much under-water you may be.
Wish there was better news. The only other thing I could recommend is to contact a local loan officer and see if they have re-finance options.
If you are struggling with your payments, [contents removed by Zillow due to spam, please refer to our Good Neighbor Policy for more details] and either myself or a team member will be happy to contact you and discuss other options.




Refinance back in 2010 so not eligible for HARP.Mortgage that is underwater, any refi help available
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