Refinance or Home Equity Loan?I owe $60,000 on my home that is worth around $140,000 (Zillo says $156,000) and I would like to get $15,000 cash out - do I refinance or get a home equity loan? My address:21674 Sitting Bull Road, Apple Valley, CA 92308February 07 2009 - Apple Valley00YesReport a ProblemProblemSelect oneOffensive contentIrrelevant contentSpam (pure self-promotion)OtherDetailsYour emailPlease enter a valid email address.Submit CancelContent flaggedWe will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.We're sorry. This service is temporarily unavailable. Please come back later and try again.