Refinancing a single family house as a student/pre-employed professionalHi Everyone,I am 22 year old student graduating from a renowned 4 year university this upcoming May. I have purchased two properties thus far, one in which I flipped 2 years ago for a 20k profit within a month, and the second being the rental house I currently own. The house was purchased at $162,000 with cash (I took out a mortgage from my parents, legally documented, interest only.) I put $28,000 into the house which was my own money for renovations bringing my total monies spent to $190,000. The house would most likely appraise in current condition between $230,000-$250,000. I would like to refinance, repay my parents, and obtain a loan from a lending institution. The only problem is my employment starts on June 1st, with PepsiCo making a $60,000+ base salary. As of now, I have no proof of income besides the rental which nets me $1,000 a month and a letter of intent from PepsiCo stating my start date and compensation. Any chance I could qualify for refinancing, with or with-out my parents co-signing. Any assistance or advice would be much appreciated! Thank you in advance! April 04 2014 - Reservoir00YesReport a ProblemProblemSelect oneOffensive contentIrrelevant contentSpam (pure self-promotion)OtherDetailsYour emailPlease enter a valid email address.Submit CancelContent flaggedWe will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.We're sorry. This service is temporarily unavailable. Please come back later and try again.