Refinancing ... lender wants an appraisal field reviewAmerisave, the company I am applying with for refinance asked me to pay for a field review. Apparently the appraisal they ordered (and I paid for already) "failed" their internal process. Now they want me to pay for a "field review" at $475 which they say afterwhich they can 1. fail the appraisal and loan will not go through, 2. pass, and the loan will go through or 3. come up with another value for the home, in which case they will use this suggested value instead of the appraisors value. My questions are this: Is this reasonable that I be asked to pay AGAIN for a review of an appraisal I already paid for (they selected the professional appraiser, not me). There was no mention of this possibility in ANY of the disclosures or GFE. Is it fair they are questioning this appraisal to begin with? The guy used comparables that were 1.5 miles from my home because there were not reasonable comparables within 1 mile. By the way this is a Fannie Mae mortgage. Can they force me to pay for this? Also, is this within Fannie Mae guidelines? My feeling is that if they can do this, what else can they ask for outside the realm of what was agreed to. Next week they could ask me to pay $475 for something else. PLUS they aren't even committing to the loan yet. If I pay this money and the loan doesn't go through then I am out almost a thousand dollars for nothing. I feel like I'm being played. August 01 2012 - North Port0YesReport a ProblemProblemSelect oneOffensive contentIrrelevant contentSpam (pure self-promotion)OtherDetailsYour emailPlease enter a valid email address.Submit CancelContent flaggedWe will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.We're sorry. This service is temporarily unavailable. Please come back later and try again.