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Renters insurance

I am renting my single house soon, do i need to ask "Tenant" for renters insurance. is it legal for me to ask this.
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December 04 2011 - Golden
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Yes - you should put it in the lease because the liability insurance only covers the property and not their stuff in case of flood, fire or theft.
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December 05 2011
yes, of course put that in your lease , you still need to maintain building insurance, talk to your agent.
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December 05 2011
In California, we have a clause in our lease called "renter's insurance". We have the tennant sign this piece of paper to acknowledge that we, as a management team, have recommended that the renter carry renters insurance. It is ultimately up to the tennant to carry a renter's insurance policy but you should recommend it to them so they don't come after you in the case of a theft. Best, Joshua Rabinovitz.
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December 04 2011
Cerrtainly, It's a good idea to ask your tenant to carry renter's insurance and to have them add you as "additional insured".  Use the standard CAR lease agreement and there is language included. The tenant will have liability coverage and also personal property coverage; which is definitely a benefit to you as landlord. 

Jack Dudenhoeffer,  Broker
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December 04 2011
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Usually renter's insurance is the decision of the renter, but do make it clear that your insurance only covers the property and does not cover their liability nor their possessions.

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December 04 2011
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Renters insurance covers the renters stuff in case of a theft, fire or flood. The landlord provides the house insurance for liability and fire. The tenant chooses to have renters insurance or not.
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December 04 2011
 
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