Returning from overseas, getting mortgageTrying to keep a very long story as short as possible:I'm coming back from 7 years in China. Previously owned / mortgaged a home in the bay area, which my ex- and I sold (for a profit, ~3 yrs of perfect payment history, etc). Basically, before 2007 I had a long, spotless credit history.Unfotunately, I did a poor job of managing my US finances while I was out of the country. A dispute arose about my 2007 and 2008 CA state tax returns. I ignored the problem, and they became liens in 2010 and 2011, which I further ignored. The liens became levies. Finally, now that I'm coming back to the US, I have taken care of them (paid in full / released). In the interim, whatever small amount of money I had in my US bank account was taken out by levy. My account was eventually closed due to no money / inactivity. The credit card associated with that account was closed after some sort of fee ($99) went unpaid for 3-4 months. My only other credit card was closed due to inactivity last year.But wait, there's more . . . In China, I left my job in Mar 2012, and will start my new job in the USA on Jan 1 2013, meaning essentially that I will have been unemployed for 9 mos.I've made ~$180k per year for the last several years (except for this year, since I only worked 3 mos), and will make about that in that going forward. I have a good amount of cash, and want to make a $100k downpayment to buy a condo for ~$400k. I have zero other debt.I would love to avoid renting for a year or two to get my credit fixed back up. Any way for a guy like me to get a mortgage under these circumstances?November 12 2012 - San Jose00YesReport a ProblemProblemSelect oneOffensive contentIrrelevant contentSpam (pure self-promotion)OtherDetailsYour emailPlease enter a valid email address.Submit CancelContent flaggedWe will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.We're sorry. This service is temporarily unavailable. Please come back later and try again.