Rolling in closing costs in a conventional or a HomePath loanWe've found a Fannie Mae owned house we want to buy and live in. The loan quotes I rec'd yesterday show 5% down and almost another 5% in closing costs ($180K mortgage, with $16-17K due at closing). In the past, I've never paid more than $5-7K for a loan or a refi. Granted, I've only done it four times (the last in 2010), so I'm wondering if things have changed. Could we have our closing costs rolled into the mortgage and just pay the down payment? We are thinking about doing a conventional 30 year or possibly a HomePath (or HomePath renovation). I know a lot has changed, so I'm not sure what the norm is now.If it matters, our credit scores are good (780 and 784). Thanks for any answers you have!August 09 - Gainesville0YesReport a ProblemProblemSelect oneOffensive contentIrrelevant contentSpam (pure self-promotion)OtherDetailsYour emailPlease enter a valid email address.Submit CancelContent flaggedWe will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.We're sorry. This service is temporarily unavailable. Please come back later and try again.