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Round 2 - FIGHT (second offer)

Profile picture for OnePawUp

Found another place my wife & I liked very much.

 

Turns out there was already another offer on the table but according to the conversation my RE had with the Listing Agent the first offer was a low ball that the sellers weren't happy with.

 

2b/1.5ba 1,000 sq ft Condo - I can be to the beach in < 10 mins!

 

Hoping for the best :)

 

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May 18 2008 - US

Replies (16)

Profile picture for K101
Contributions: 6569

Good luck.

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May 18 2008
Profile picture for jdsdaddy
Contributions: 504

The proximity to the beach overrides all other factors for me.  Hope you get it and at a great price.

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May 18 2008
Profile picture for OnePawUp

jdsdaddy: Location was our number one factor we considered with price close behind.

 

I spend an inordinate amount of time surfing during the week and although places with more square footage and a cheaper price are available further inland I just don't see myself being happy out there.

 

:) Just heard from my RE that the listing agent was very excited about our offer and presented it to the seller last night! Should hear something Monday or Tuesday.

 

I have to say it's nice working with an actual seller on this one so far.

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May 18 2008
Profile picture for julia111x1
Contributions: 2575

Good luck, I hope you get a awesome deal!!

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May 18 2008
Profile picture for jdsdaddy
Contributions: 504

My family loves to visit the beaches here in Northern California, especially the one in Capitola.  It's truly a different lifestyle and one that I hope to achieve in my later years.

 

Hopefully for you, this will be one transaction that is to the benefit of both buyer and seller.

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May 18 2008
Profile picture for mpal.
Contributions: 4099

GL Onepaw!

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May 18 2008
Profile picture for OnePawUp

So over the weekend I've been going back & forth with my realtor as their listing agent is very excited about our offer.

 

Hopefully we hear something today :)

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May 19 2008

Good luck!

 

.

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May 19 2008
Profile picture for OnePawUp

Strike Two!

 

We didn't end up getting it - unfortunately the place turned out to have a 41% owner / occupancy rate. Initially our LO told us the complex was FHA approved however we soon found out that only 2 of the 4 phases were approved.

 

Unfortunately until June 1st you can't get MI on a 97% LTV loan so we couldn't go that way either.

 

Is it unorthodox for a listing agent to be inquiring about financing? It was pretty frustrating to deal with this guy who kept second guessing us. We were looking for a "yes" or "no" - as far as our offer was concerned and it seemed to me like he was putting the cart before the horse asking us about our financing.

 

We would need 15% down in order to purchase the place with the low occupancy rate so we passed.

 

Still looking ... and saving.

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May 20 2008
Profile picture for Mikal1
Contributions: 1143

Too bad that deal didn't work out Paw.  These days everyone is more sensitive to financing - so many transactions don't close because the financing doesn't come through.  And it's really part of a listing agents role to try and determine if the buyer is qualified and seems likely to be able to complete the transaction.

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May 20 2008
Profile picture for OnePawUp

Ya, I realize you've gotta play the game in this market. We'll just keep saving and if the place is still on the market once we have 5% we'll make another offer on the place.

 

The search continues.

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May 21 2008
Profile picture for Silver84
Contributions: 170

The deal of a lifetime is found once a week..:)

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May 21 2008
Profile picture for g6t6o
Contributions: 152

One paw, check out CalHFA to see if you can use them. 

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May 21 2008
Profile picture for OnePawUp

g6t6o - we do not qualify for the CalHFA program unfortunately

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May 21 2008
Profile picture for g6t6o
Contributions: 152

How about NHF I heard they just got more money.

 

 

 

 

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May 21 2008
Profile picture for Waiting4Ever
Contributions: 683

keep on saving

probably a blessing in disguise

houses getting cheaper

 

anyways

 

good luck

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May 21 2008
 

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