Profile picture for rizwanmohammad408

Score 588 and owe few debt credit card collention but wannting to buy a home please help

I live in usa ca bay area looking for some lender who can get me a loan to buy a house 2-280k range with little as 10k-15k Credit score : 588 Have few collention but they were 7-8 years ago, but my house income is 8,000$ But they get cash and i get paystub 4,000$ my income If anyone in bay area willing to offer any program loan i would be happy to talk to dont want to keep runingg my credit will lowerer it even more please
  Flag content
Close
Report a Problem

Please enter a valid email address.

Close
Content flagged

We will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.

Close
We're Sorry
This service is temporarily unavailable. Please come back later and try again.
November 05 2013 - Santa Clara
We think we've answered this question for you!
  • Be a Good Neighbor. Be respectful and on-topic. No spam or self-promotion! See our Good Neighbor Policy.
 
 

Answers (5)

I am a agent in Silicon Valley I can help as well I work with a lot of different lenders. [Contact information removed by Zillow moderator. Please see our Good Neighbor Policy for information.]
  Flag content
Close
Report a Problem

Please enter a valid email address.

Close
Content flagged

We will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.

Close
We're Sorry
This service is temporarily unavailable. Please come back later and try again.
November 17 2013
If you are saying that they get cash as most of their income, this may be hard to consider if it has no official documentation showing it. In order to count income, lenders like myself look at official documents such as pay stubs and tax returns to verify them. If you get an income in cash that is not recorded on anything official we may not be able to count it. The best thing for you to do is to speak with a lender to see if anything can be done for you. Lenders like myself would be glad to speak with you to help you get the loan that you need. If you have any further questions or if you would like a loan, feel free to contact me.

Good Luck!
  Flag content
Close
Report a Problem

Please enter a valid email address.

Close
Content flagged

We will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.

Close
We're Sorry
This service is temporarily unavailable. Please come back later and try again.
November 06 2013
[self promotion deleted by Zillow moderator. Please see our Good Neighbor Policy for posting guidelines]

Thanks
  Flag content
Close
Report a Problem

Please enter a valid email address.

Close
Content flagged

We will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.

Close
We're Sorry
This service is temporarily unavailable. Please come back later and try again.
November 06 2013
Profile picture for rizwanmohammad408
Today i talked to lender and she said she cant give any loan reasons were collention on credit but my dad had a business few years ago and it didnt work out but he have jus 3 months ago paid off 2 cars payig rent 1,500 a month ulitil bills and much more so i dont know what wAs the reason
  Flag content
Close
Report a Problem

Please enter a valid email address.

Close
Content flagged

We will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.

Close
We're Sorry
This service is temporarily unavailable. Please come back later and try again.
November 05 2013
Profile picture for wetdawgs
You may wish to look at your credit score more carefully.   If your current credit score is 588, something is going on that is more than collections of 7 to 8 years ago.   What steps are you taking to improve your credit?

Are you saying that half of your income is "under the table"?
  Flag content
Close
Report a Problem

Please enter a valid email address.

Close
Content flagged

We will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.

Close
We're Sorry
This service is temporarily unavailable. Please come back later and try again.
November 05 2013
 
Related Questions
Two houses apart from each other yet price/sq foot is $326 vs $406, why?
Profile picture for Flavio Tejada
Latest answer by Flavio Tejada
May 22 | 5 answers
Is it normal to offer more than the listing price on a house when making an offer?
Profile picture for Marco LaPadura & David Lau
Latest answer by Marco LaPadura & David Lau
February 14 | 24 answers
Score 588 and owe few debt credit card collention but wannting to buy a home please help
Profile picture for J.P. Moridi
Latest answer by J.P. Moridi
November 17 2013 | 5 answers
Anyone who can get my dad a home loan with 588 credit score.
Profile picture for Brian Nguyen
Latest answer by Brian Nguyen
November 06 2013 | 5 answers
Down Payment
Profile picture for Nadia Santos
Latest answer by Nadia Santos
March 04 2013 | 2 answers
Mortgage Rates
 
Be A Good Neighbor

Zillow Advice depends on each member to keep it a safe, fun, and positive place. If you see abuse, flag it. More on our Good Neighbor Policy.

Homes for Sale
  1. 693 San Miguel Ave, Santa Clara, CA Home For Sale
    693 San Miguel Ave, Santa Clara, CA 95050

     For Sale: $780,000

    • Beds: 3
    • Sqft: 1059
    • Baths: 2.0
    • Lot: 7344
  2. 2631 Tuliptree Ln, Santa Clara, CA Home For Sale
    2631 Tuliptree Ln, Santa Clara, CA 95051

     For Sale: $995,000

    • Beds: 4
    • Sqft: 2231
    • Baths: 3.0
    • Lot: 9500
  3. 588 Pineview Dr, San Jose, CA Home For Sale
    588 Pineview Dr, San Jose, CA 95117

     For Sale: $715,000

    • Beds: 3
    • Sqft: 1250
    • Baths: 2.0
    • Lot: 7623