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Second home under water- What are my options to get Suntrust to refinance?

Who should I contact at the bank? What is the correct words to use? If they say no, what our our options?
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May 18 2012 - Hilton Head Island
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You can call any loan officer at the bank and they can determine your eligibility.

and..... ignore the realtors.
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May 20 2012
You need to find a lender or bank that does HARP 2 refinancing.  I would be happy to explain the program further, and you can go on my website to see if you qualify.  Good luck!
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May 19 2012

Contact your finance company and doing it in writing if at all possible. In most cases, the last thing a bank wants to do is have another foreclosure in this market. Try to work it out with them first.

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May 19 2012
Find out if your loan is Fannie Mae or Freddie Mac owned and ask if you are eligible for HARP refinance. Ignore realtors.
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May 18 2012
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We like our condo, trying to lower our payments and get a better rate.
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May 18 2012
If your house is underwater are you wanting to refinance or do a short sale? If its a short sale you need to call the bank and ask for the Loss mitigation dept or you can probably get the info on their website most banks post that now. You will need to have a realtor list the home if your going to pursue a shortsale. If you want to refinance you can speak to any loan officer. Check their website you will probably find some useful info.
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May 18 2012
 
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