Sell now or in two years?I have an ARM that will reset in about 2 and a half years. We are well underwater and our bank won't refinance unless we get 80% LTV. I am fine with the current payments. It seems that a lot of experts believe that the value of prices will go down this year which I agree. My question is will the values come back up in my area in 2 years where I can sell for around the same amount today and push off having to move this year versus in two years or do most experts feel that it'll go down and flatten and not rise for quite some time (after it resets)?January 14 2010 - North San Jose00YesReport a ProblemProblemSelect oneOffensive contentIrrelevant contentSpam (pure self-promotion)OtherDetailsYour emailPlease enter a valid email address.Submit CancelContent flaggedWe will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.We're sorry. This service is temporarily unavailable. Please come back later and try again.