Seller credit towards closing costs?I'm buying a house, where I received an itemized sheet from my lender detaling all closing costs and prepaid items. they are estimated for $6000 including the appraisal and one year of home insurance. I paid the the appraisal fee $335, and I will pay 1 yr of home insurance premium in advance about $850 (not sure exactly)out of this $6000. The seller will credit $4500 "towards closing costs and prepaid items". Now my question is how much us the closing that the seller is going to credit to, is it $4500 (remainder after what I pay before closing) or $6000 (everything including what I pay before closing). I understand that if the closing costs is less than seller credit, then I lose the difference. ThanksMay 16 - US0YesReport a ProblemProblemSelect oneOffensive contentIrrelevant contentSpam (pure self-promotion)OtherDetailsYour emailPlease enter a valid email address.Submit CancelContent flaggedWe will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.We're sorry. This service is temporarily unavailable. Please come back later and try again.