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Usually with REO's the listing agent pays the bills and gest reimbursed by the bank. If they don't submit the invoices on time they loose the payment and cannot resubmit. Usually water bill is the biggest bill they have to pay, so if they have a lot of properties, that is a lot of cash up the front from their packets. Many banks will try not to turn on water up the front because it cost money plus fees, and they are not sure you will get the loan.The best way is to stand your ground and be prepare to walk away because to a bank it is just a file. You can always have your attorney write the letter to the listing attorney skipping the listing agent. Many times the listing attorney has power from the bank to do anything they need. And trust me, attorney's don't want to spend any extra minute on a "file". And when they have one you better be right they want to close so most likely they will turn it on. In a worst case scenario, ask for credit to re-plum the entire house.[deleted by Zillow moderator. Please see our Good Neighbor Policy for posting guidelines]
No water is standard on many REO sales. YOU can often pay to have the water turned on in your name and then turned off. You can do that again for your lender. I would be more concerned about your lender letting it go through without a water heater which is very unlikely.
If you are looking at a purchase where the home is being sold "as is" the water is only one of the many possible issues. Any Inspection would be for the buyers knowledge only. Buyer beware!!! If the house was not winterized properly the dollar signs will add up.
If they won't turn the utilities on, then I would suggest asking if you can turn them on for inspections only. Some utility companies will allow a buyer to turn utilities on for inspections only. I would definitely try to get them turned on somehow. It is very risky when your are not given the opportunity to do a full inspection. Buyer beware!!!
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