Back to Results
Please enter a valid email address.
Stating a discriminatory preference in an advertisement for housing is illegal. If you think this content is discriminatory or otherwise inappropriate and feel it should be removed from Zillow, please let us know by completing the information above.
We will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.
Please enter text in the "Enter the text to display" field.
Please enter text in the "Enter URL" field.
Please enter a valid URL.
Please insert a video embed only
Well if you have already pulled a credit report from one of the lenders then you should be able to use the scores from that credit report to shop for mortgage rates from other lenders. The brokers or lenders should be able to give you pricing assuming that the credit score you are providing is true and remains same or higher when they actually start the loan process and run their own credit. You should try getting a few more quotes to verify the current rates and if you are getting a good deal. You can use zillow.com mortgage place to do the same and generate quotes. Keep in mind the rates might vary and change from one day to another and sometimes a few times within the same day depending on Bond Market. Try shopping different brokers/ lenders within the same day to get a good idea.As far as credit inquiries are concerned, if you are pulling credit for shopping mortgage rates with different lenders/ brokers within 20-30day window they are all considered as one. But if you run credits reports for shopping for other credits such as credit cards, auto loans, student loans within the same period are considered separate and will bring down the credit scoresHope this helps! Good Luck!
When mortgage shopping (and for auto loans) only the first inquiry counts against your score. There are arguments about how many inquiries one can have over what period of time but if you were to have three in the same day (or even week) you can rest assured only the first one would count against your credit score. Sincerely,GregP.S. Mortgage "shoppers" often find out too late that they made a bad decision going with the cheapest option. Getting someone that really knows what they are doing, and can close on time (assuming it's a purchase) is much more important that the utmost, bottom-barrel price.
Zillow Advice depends on each member to keep it a safe, fun, and positive place. If you see abuse, flag it. More on our Good Neighbor Policy.
For Sale: $519,000
For Sale: $1,095,000
For Sale: $429,970