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This is when you hope to have really cooperative sellers. They need to research all of the re-financings and figure out when the loan should have been covered. There should be a HUD1 closing statement on the re-finances that shows where the funds went on each transaction. Just because they re-financed does not mean they included the loan as part of the payoff.Are they still getting statements from the lender? are they making any payments to this $55k loan? Has there been any foreclosure action regrding this loan?All questions the title company and seller need to resolve.Looks like the SS is going to be delayed.Good luck. Craig Fialkowski GRI,CDPE
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