Short Sale of Strategic Default in FL?My wife and I bought our house for $235k in 2006, it's now worth under $115k and we want to get out of it. We had a loan mod done, they lowered the interest and kept the capital. We don't have a bad hardship right now but soon we'll have our second kid and will have to spend another $800 monthly in daycare so the mortgage will get tight then. We're current on payments and always have been.One realtor I talked to said that not being able to have a good savings (we don't) would qualify as a hardship. We also have some credit card debt. I don't care about the moral part of the story, I'm thinking what will be best for my family financially in the future.Oh and my wife is the only person on the mortgage, so I think that may help us. Any advice on what to do? I don't even know if it's worth calling the mortgage company again (Nationstar) since it will take forever to get something done. Thank you for any helpful advice!June 30 2011 - Land O Lakes00YesReport a ProblemProblemSelect oneOffensive contentIrrelevant contentSpam (pure self-promotion)OtherDetailsYour emailPlease enter a valid email address.Submit CancelContent flaggedWe will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.We're sorry. This service is temporarily unavailable. Please come back later and try again.