Should I go Conventional or FHA with 5% down?I want to make an offer on a house, I can put 5% down and the value of the home is between 360,000 to 380,000. I have excellent credit and low debt to income ratio with a good salary. If I got FHA, I can get a rate of 3.25% with a 3.5% down payment, with a Conventional loan , I have to pay more of a down payment and I am not sure if I can get a rate as low as 3.25%. I did a search and the APR I found on lending tree was 3.29%. I just want the lowest monthly payment, any advice?October 01 2012 - US0YesReport a ProblemProblemSelect oneOffensive contentIrrelevant contentSpam (pure self-promotion)OtherDetailsYour emailPlease enter a valid email address.Submit CancelContent flaggedWe will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.We're sorry. This service is temporarily unavailable. Please come back later and try again.