Should I need to add my wife to the mortgage?Hi,While applying for mortgage should I add my wife to the application? My credit score is 720+ but wife's is below 700. The total cash that we have for downpayment is split between mine and her accounts. As her credit score will be the one taken by the lender, is it possible to put only my name as the applicant but add her bank balance and salary into consideration? Any help is highly appreciated.June 30 2013 - US0YesReport a ProblemProblemSelect oneOffensive contentIrrelevant contentSpam (pure self-promotion)OtherDetailsYour emailPlease enter a valid email address.Submit CancelContent flaggedWe will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.We're sorry. This service is temporarily unavailable. Please come back later and try again.