Answers (8)
- Geofrey Merino, "GMerino"
- Contributions:738
Yes, you are eligible even if you pay PMI. Contact your current lender as they should be the best to help you with this as it is a Freddie loan and you are currently paying PMI.
Once you have received information from them come back to zillow and see if anyone here is able to help you with a HARP II refinance, freddie with MI. Hope the best for you.
Once you have received information from them come back to zillow and see if anyone here is able to help you with a HARP II refinance, freddie with MI. Hope the best for you.
- user9161368
- Contributions:3
Am I ineligible for HARP if I currently pay PMI?
- Greg Bleyl, "Charter 1 Bank"
- Contributions:326
You should contact your lender, get a quote for the interest rate and apr in writing and on the same day get quotes from competitors to find the lowest apr and rate with reasonable fees.
- Jennifer Marks, "RelocateWithJen"
- Contributions:105
I had a hard time having my current lender give me the time of day. Basically I am asking them to loose money by reducing my interest bank. Find someone new to help.
- Tony Garcia, "TonyGarciaLends"
- Contributions:141
most of us here can help with harps.
- user9161368
- Contributions:3
Thank you for your responses. My loan is owned by Freddie Mac, so to find out if I qualify for a HARP Streamline Refinance, should I just contact my current lender? Thanks again.
- Melvin List, "MelvinList"
- Contributions:225
I would check to see if you are eligible fora HARP loan first. You can check here to see if your loan is Fannie or Freddie.
https://ww3.freddiemac.com/corporate/
https://www.knowyouroptions.com/loanlookup
- Jennifer Marks, "RelocateWithJen"
- Contributions:105
Did you try to see if there is a refinance program with out a appraisal? I am applying for a streamline refinance that changes only the interest rate so there is no appraisal. It depends what kinda loan you currently have
Should I pay down my mortgage to qualify for refi?
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