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jbpro, based on the interest rate/balance on the rental, I would suggest leaving that loan out of the mix. Perhaps consider paying additional principal to reduce the interest expense by accelerating the principal.As far as the primary, lots of variables to consider, but you may want to look into refinancing fow lower rate and possibly to consolidate the credit cards based on your equity position. If you decide to cash out, you should seriously review your spending habits to prevent you from repeating the behavior that put you in a position with 50k in plastic debt. If you can comfortably afford all of your payments currently, consider increasing the payment on your new loan to what you currently paying between the mortgages and cc's so that you can expedite paying down the debt.
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For Sale: $269,900
For Sale: $289,900
For Sale: $188,000