Should I refinance?Our current loan amount is $290,000. I can buy down to at least 4.624% at a total loan cost of $8000. for a 30yr fixed. Our current payment with tax/insurance is $2105. It should save us a least $265 a month. We gross about $120,000 a year. Thanks Cory in RenoDecember 29 2008 - Southwest00YesReport a ProblemProblemSelect oneOffensive contentIrrelevant contentSpam (pure self-promotion)OtherDetailsYour emailPlease enter a valid email address.Submit CancelContent flaggedWe will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.We're sorry. This service is temporarily unavailable. Please come back later and try again.