Should I refinance?1st Mtg: 6.625% 23 yrs remain - $157,000.00Home Equity: 8.44% 1 yr remains - $ 5,067.04Home Equity: 6.15% 4 yrs remain - $ 9,320.87Credit Cards - $22,000.00Home Value between $ 240,000.00 to $ 250,000.00Rates Offered: 15 yr at 3.75% / 30 yr at 4.25%Average Monthly Income: $ 5,700.00Would it pay to refinance at this time?September 16 2010 - Milwaukee00YesReport a ProblemProblemSelect oneOffensive contentIrrelevant contentSpam (pure self-promotion)OtherDetailsYour emailPlease enter a valid email address.Submit CancelContent flaggedWe will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.We're sorry. This service is temporarily unavailable. Please come back later and try again.