Tools

Ask a Question
Start a Discussion
Close
Create an Email Alert

Alerts are a great way for you to stay up-to-date on things you care about. We will email you a list of the new items that match your criteria at a time of your choosing.

This alert is for the following:

Topic:
Should I run Credit Score first then go to the ...

How often would you like the alert emailed?

Frequency:

Immediately Daily Weekly
Maximum 20 emails/day

Save

Cancel E-mail alerts
RSS
Send to del.icio.us
Send to StumbleUpon
Print page

Partner Tools

Views: 234
US
California
Nearby States
- Alabama
- Alaska
- American Samoa
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Florida
- Georgia
- Guam
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Northern Mariana Islands
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Puerto Rico
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virgin Islands
- Virginia
- Washington
- Washington D.C.
- West Virginia
- Wisconsin
- Wyoming
Don't see it?

Find:
Stockton
Nearby Cities
- Acampo
- August
- Avena
- Banta
- Bardi
- Bellota
- Blackslough Landing
- Burnham
- Carbona
- Carrolton
- Cherokee
- Clements
- Cochrane
- Collegeville
- Collierville
- Cometa
- Country Club
- Dogtown
- Dougherty
- El Pinal
- Escalon
- Farmington
- Five Corners
- Foppiano
- French Camp
- Garden Acres
- Gillis
- Haight
- Hawes
- Holt
- Kennedy
- Lane
- Lathrop
- Lincoln Village
- Linden
- Lockeford
- Lodi
- Manteca
- Meyers
- Morada
- Mountain House
- North Woodbridge
- Ripon
- South Woodbridge
- Taft Mosswood
- Thornton
- Tracy
- Vernalis
- Victor
Don't see it?

Find:
Neighborhood
Nearby Neighborhoods
Don't see it?

Find:

Should I run Credit Score first then go to the lender?

Contributions: 19

Q&A

:19

Hi,
When I talked to one lender, he told me I just need to tell my score and they won't run my score again upto 45 days. Some says they will run it. Some says it won't affect anything for multiple runs, if I run the score for home buying? What should I believe? I Iam confuse now.

Flag content

June 09 - Stockton

RSS

Answers (2)

BMFPitt
Contributions: 1124

BMFPitt

Contributions: 1124

Q&A

:257
Disc

:853
Photos

:14

Zillow All-Star

Since April 2009

View full profile

If you have no idea what it might be, it's probably a good idea to check before starting the process - and not just the score, look at the whol ereport and make sure everything looks right. You can get a free report from each bureau once a year, but have to pay extra for the score. Don't go to one of those sites that says you get a free score but forces you to sign up for a service that you get charged for every month.

Flag content

June 09

Gregorio Denny, "WeFixRates.Com"
Contributions: 3563

Gregorio Denny, "WeFixRates.Com"

Mortgage Lender

Lender rating

5.0/5.0

View ratings and reviews

Contributions: 3563

Q&A

:1375
Disc

:2137
Photos

:51

Zillow All-Star

Since January 2009

View full profile

You should obviously have an idea of what your credit history is like, but the scores you buy online are not going to be the same as the ones that will ultimately be used to determine your loan status. As I stated in my answer to your last question, you can get estimates without having your credit pulled. Requesting a quote here on Zillow is a good place to start. Select a few lenders that respond and speak with them. Once you have a good feel for who you are compatible with, go ahead and have them pull your credit. It's true that multiple mortgage inquiries within a short time span will not significantly lower your credit score, but you should have a good sense that you are ready to proceed with someone before having them run your credit.

Flag content

June 09

Have a question? Ask it here.

Most Active Stockton Real Estate Agents

Frank Silveria III

32 listings

Local Expert
Pat Holkesvig

38 listings

Local Expert
Randy Thomas

15 listings

180 contributions
craig gilmore

9 listings

92 contributions
Greg Adams

7 listings

36 contributions

See more Stockton real estate agents

Question What does Active Short Sale Contingency mean?

Latest answer by Ofe Polack
October 04

In Moving
3 Answers - 554 Views

Question Can someone tell me if someone wants to use a room as a business in stockton ca residental location?

Asked by jacie32
October 02

In Home Buying
No Answers - 12 Views

Question How the points work?When we buy points in a loan how much cost?

Latest answer by mckeever david
September 29

In Home Buying
2 Answers - 94 Views

Question 8000 Tax Credit and form 1040X and 5405

Latest answer by zzhh
September 19

In Buying Process
2 Answers - 394 Views

Question 8000 Tax Credit

Latest answer by sunnyview
September 18

In Home Buying
5 Answers - 367 Views

See More

Guide Real Estate Buyer's Closing Costs

In Buying Process
Edited August 27

Guide List of Closing Costs and Fees

In Buying Process
Edited August 27

Guide About First-Time Home Buyer Tax Credit

In Home Buying
Edited July 22

Guide You've Opened Escrow

In Buying Process
Edited July 21

Guide Picking the Best Comps

In Using Zillow to buy
Edited May 04

See more articles about Home Buying

Current Mortgage Rates

Current Last Week

30 Year Fixed

15 Year Fixed

5/1 ARM

Get this widget

<div style="width:298px;height:123px;border:1px solid #adcfff;overflow:hidden;text-align:center;font-family:verdana,arial,sans-serif;font-size:8pt;line-height:13x;background-color:#eff3ff;letter-spacing:0;text-transform:none;">
		<div style="margin: 0 6px;">
			<div style="margin-top:6px;">
				<a href="http://www.zillow.com/Mortgage_Rates/#{scid=mor-wid-lthd}" target="_blank" style="font-size:9pt;color:#36b;text-decoration:none;font-weight:bold;">
				   
						Current
				   
				         
				   Mortgage Rates</a>
			</div>   
			
			<div style="color:#555;margin:5px 0 1px;">
				<span style="padding-left:137px;">Current</span>
				<span style="padding-left:23px;">Last Week</span>
			</div>

<div style="background:#fff;height:60px;width:284px;border:1px solid #adcfff;text-align:left;">
				<div style="width:146px;float:left;">
					<div style="height:20px;background-color:#fff;">
						<div style="padding:3px 0 0 4px;"><a href="http://www.zillow.com/30_Year_Fixed_Mortgage_Rates/#{scid=mor-wid-ltt1}" target="_blank" style="text-decoration:underline;color:#36b;">30 Year Fixed</a></div>
					</div>
					<div style="height:20px;background-color:#eff7ff;">
						<div style="padding:3px 0 0 4px;"><a href="http://www.zillow.com/15_Year_Fixed_Mortgage_Rates/#{scid=mor-wid-ltt2}" target="_blank" style="text-decoration:underline;color:#36b;">15 Year Fixed</a></div>
					</div>
					<div style="height:20px;background-color:#fff;">
						<div style="padding:3px 0 0 4px;"><a href="http://www.zillow.com/5-1_ARM_Mortgage_Rates/#{scid=mor-wid-ltt3}" target="_blank" style="text-decoration:underline;color:#36b;">5/1 ARM</a></div>
					</div>
				</div>
					
				<iframe title="Current Mortgage Rates" frameborder="0" height="60" scrolling="no" width="138" src="/mortgage/MortgageRateTableWidget.htm?wide=1&region=102001">
						Your browser doesn't support frames.  Visit 
					<a href="http://www.zillow.com/mortgage/" target="_blank" style="text-decoration:none; font-size:9pt; font-weight:bold;">Zillow Mortgage Marketplace</a> 
					to see this content.
				</iframe>
				<div style="clear:both;"></div>
			</div>
			
			<div style="margin:4px 6px 0;height:15px;width:276px;">
				<a href="http://www.zillow.com/mortgage/#{scid=mor-wid-ltgr}" target="_blank" title="Zillow Mortgage Marketplace" style="display:block;margin-left:4px;height:15px;width:145px;float:left;"><img src="/static/images/zillow-mortgage-logo-small.gif" alt="Mortgages, Home Loans, and Mortgage Quotes at Zillow Mortgage Marketplace" style="border:none;"/></a>
				   
				<a href="http://www.zillow.com/webtools/widgets/MortgageRateWidget.htm#{scid=mor-wid-ltget}" target="_blank" style="font-size:7pt;color:gray;text-decoration:none;float:right;margin:1px 5px 0 0;width:80px;">Get this widget</a>
			</div>
		</div>
	</div>

Need a Mortgage?

Zillow Mortgage Marketplace

Competitive rates
Accurate, custom quotes
Thousands of lenders

... and, it's free and anonymous

Learn about Zillow Mortgage Marketplace

Zillow Poll:

Suggested by PrjMgr

If you used a "Stager" to setup your home, What price range did the first month cost?

Under $500

$501-$1,000

$1,001 - $1,500

$1,501 - Higher

Next poll
Suggest a poll

Be A Good Neighbor

Zillow® Advice depends on each member to keep it a safe, fun, and positive place. If you see abuse, flag it. More on our Good Neighbor Policy

Tools

Create an Email Alert

This alert is for the following:

How often would you like the alert emailed?

Partner Tools

Nearby States

Nearby Cities

Nearby Neighborhoods

Should I run Credit Score first then go to the lender?

Contributions: 19

Main Image

Answers (2)

Contributions: 1124

Zillow All-Star

Mortgage Lender

Contributions: 3563

Zillow All-Star

Have a question? Ask it here.

Most Active Stockton Real Estate Agents

Related Questions

Question What does Active Short Sale Contingency mean?

Question Can someone tell me if someone wants to use a room as a business in stockton ca residental location?

Question How the points work?When we buy points in a loan how much cost?

Question 8000 Tax Credit and form 1040X and 5405

Question 8000 Tax Credit

Related Articles about Home Buying

Guide Real Estate Buyer's Closing Costs

Guide List of Closing Costs and Fees

Guide About First-Time Home Buyer Tax Credit

Guide You've Opened Escrow

Guide Picking the Best Comps

Need a Mortgage?

Get instant mortgage quotes

Be A Good Neighbor