Should I switch lender for my refinance if I find a better rate/closing costs than my lock?It's been 2 months since my lock. The lender's been dragging their feet. My appraisal came back much higher than the amount being asked for refinance. I get no update from the the current lender, but meanwhile I find another lender with better rate and closing costs. Am I allowed to cancel the current refinance process and switch to another lender? Will my appraisal be transferrable to the new refinance process so that I don't lose the money I spent on it?August 31 2012 - Pacifica00YesReport a ProblemProblemSelect oneOffensive contentIrrelevant contentSpam (pure self-promotion)OtherDetailsYour emailPlease enter a valid email address.Submit CancelContent flaggedWe will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.We're sorry. This service is temporarily unavailable. Please come back later and try again.