Should I use escrow or do it myself?With my mortgage we have the option of having an escrow account and the bank will pay our home owners insurance and taxes or should we put the money aside each month ourselves in a savings account and pay them ourselves. Leaning towards paying them ourselves because it would lower our closing costs and we are disciplined enough to put the money aside and not spend it on something else.April 06 2011 - US11YesReport a ProblemProblemSelect oneOffensive contentIrrelevant contentSpam (pure self-promotion)OtherDetailsYour emailPlease enter a valid email address.Submit CancelContent flaggedWe will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.We're sorry. This service is temporarily unavailable. Please come back later and try again.