Should we refinance?We have a mortgage balance of $82,000 @ 5.375% interest rate with a maturity date of May 2034. We are paying an extra $265/mo. to pay it off by 2020. Should we refinance? 15 year?October 30 2010 - US00YesReport a ProblemProblemSelect oneOffensive contentIrrelevant contentSpam (pure self-promotion)OtherDetailsYour emailPlease enter a valid email address.Submit CancelContent flaggedWe will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.We're sorry. This service is temporarily unavailable. Please come back later and try again.