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March 2011 is 2 yrs post Bankruptcy. Will have 10K savings and 5K 401K. Husband manager at Disney and sole provider. 55K/year. Renting now 1250/mo but rents are going up and houses are going down...do we jump next spring or wait 1 more year when we will be even better off and have 20K in savings, yes he gets bonuses? 3 trade lines open since. No debt. Are we being realistic in this lending environment? Previous fico 780. Will wait to pull credit reports until closer.
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