So for $235000 mortgage I need 25 grand in my wallet?Does the below quote seem about right? I got a quote for a mortgage of about $235000 with 3.5% down. Seems really excessive.You'll need to bring this amount when you go to close your loan. This amount may vary, and your lender may or may not require additional reserves for taxes and/or insurance.Down Payment$8,500.00Lender Fees$3,810.01Closing Costs (lender estimated)$5,321.25Other Closing Costs (closing.com estimated)$7,821.69Estimated Total$25,452.95September 15 2010 - Largo00YesReport a ProblemProblemSelect oneOffensive contentIrrelevant contentSpam (pure self-promotion)OtherDetailsYour emailPlease enter a valid email address.Submit CancelContent flaggedWe will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.We're sorry. This service is temporarily unavailable. Please come back later and try again.