So we have to pay the 8,000 up front or can we get a loan for that too?I just need a little help understanding how everything works. My husband and I are first time buyers and could really use some help.Thank You for your help,Jessica CuevasJune 21 2013 - Picayune00YesReport a ProblemProblemSelect oneOffensive contentIrrelevant contentSpam (pure self-promotion)OtherDetailsYour emailPlease enter a valid email address.Submit CancelContent flaggedWe will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.We're sorry. This service is temporarily unavailable. Please come back later and try again.