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Under HAFA you may qualify for a Loan Modification, however it all depends on your Income level, household expenses and your lender. You should consult with a Real Estate Professional and evaluate your avaible options, if you do need help please feel free to call us.
To get approve for loan modification is very difficult. To get approve for loan modification is base on your hardship and debt to income. Your debt to income has to be around 80-90%. This is included all your month expenses. Getting approve, you don't have to be late on your mortgage. You just have to show prove that you will be late in the future.
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For Sale: $229,900
For Sale: $1,500
For Sale: $209,950