Something consumers don't want to hear right now...The rates are in the crapper. Anyone waiting around for the rates to drop JUST a bit further lost out big time... 6.25% for a 30 year fixed now... That's what I am offering anyway- and that's not even making much! It looks like we are back to where we were last August... Not terrible, by any means, but 5.75 just doesn't exist right now... In my world, anyway... but in my world, I prefer to eat and have hot water. Anyone get caught with their proverbial pants down? Granted, I am psychic so I have a bit of an edge and locked on a very good day about two weeks ago... There's got to be some who held out... who are you, why did you do it, and what do you say to your clients??? Damn, this sucksMay 29 2008 - US22YesReport a ProblemProblemSelect oneOffensive contentIrrelevant contentSpam (pure self-promotion)OtherDetailsYour emailPlease enter a valid email address.Submit CancelContent flaggedWe will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.We're sorry. This service is temporarily unavailable. Please come back later and try again.