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Spouse out of country when buying a house in Wisconsin

My spouse will be overseas when I close the deal on one of the houses we have been viewing. We would like her to co-own the home and mortgage.  What kind of paperwork do we need to finalize before she leaves the US so that I can sign the mortgage and title on her behalf?  We live in Wisconsin. Thanks for your comments in advance.
  • July 03 2011 - Middleton
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Answers (4)

It is best to check with your mortgage company and/or title company to find out if the Power of Attorney will be enough.
  • July 05 2011
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From my own personal experience a State Power of Attorney did not satisfy the bank.  They wanted their Power of Attorney executed.  Check with the lender they may have a specific form.  A POA allows you to transact for your spouse.
  • July 04 2011
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At a minimum you will need to have an executed power of attorney before she leaves.  That should allow you to sign all the necessary documents.  I would check with your lender on what they may require or may not allow at closing.
  • July 04 2011
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Signed contract, signed application and disclosures, and a signed Power of Attorney, limited to this specific transaction.
  • July 04 2011
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