Stated Income or NIV Mortgage ProgramDo such programs still exist? I'm a new self employed who just bought a business in Aug 2013. Last yr tax doc net 55k (5 months ownership). If I wait till Jan 2015 to file tax then I only have 1 and half yrs of ownership, but 2014 income would be above 120k. I'm looking to purchase a house in the 500k range closer to my business. Down would be up to 20%. FICO 710.June 13 2014 - Franklin00YesReport a ProblemProblemSelect oneOffensive contentIrrelevant contentSpam (pure self-promotion)OtherDetailsYour emailPlease enter a valid email address.Submit CancelContent flaggedWe will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.We're sorry. This service is temporarily unavailable. Please come back later and try again.