Still can't get a VA loan after we both have 620+ scoresWe are looking to get a VA loan. We had a foreclosure in 2007 and bankruptcy in 2005. Our credit score was pulled yesterday by a lender. Mine is 650 and my wife's is 636. We were approved with credit score, but the computerized underwriter is declining us. What gives? It is quite frustrating to be above the magical 620 score only to have another hurdle in front of us. Any suggestions?June 19 2013 - Weston00YesReport a ProblemProblemSelect oneOffensive contentIrrelevant contentSpam (pure self-promotion)OtherDetailsYour emailPlease enter a valid email address.Submit CancelContent flaggedWe will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.We're sorry. This service is temporarily unavailable. Please come back later and try again.