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Hello Jnpoche111,It all depends on when you had originally closed on your loan. If it was before June 2009 then you should not have a mortgage insurance rate increase however if it was after that then you will have the current mortgage insurance premiums that are offered and I am sure that is higher than what you are paying as they have increased practically every year after 2009 which will offset your overall payment savings. I hope this helps.Kind Regards,Al NormanBranch ManagerCasselbery, FLPRMI
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