Subordination feeWe are currently in the process of refinancing are mortgage to lower our payments. We have a 1st and 2nd mortgage on the home, both held by the same institution. We can't roll the 2nd into the 1st because of HARP rules (or so I'm told). The lender wants to charge us $100-150 subordination fee to subordinate the 2nd loan to itself, something it already has. This doens't sound logical or ethical to me. Now don't get me wrong. I don't think 100-150 is a lot of money to do this, the fee sounds reasonable. But it only sounds reasonable if I was dealing with a 2nd lender. Anyone have any input regarding this? Thanks.March 22 2012 - US00YesReport a ProblemProblemSelect oneOffensive contentIrrelevant contentSpam (pure self-promotion)OtherDetailsYour emailPlease enter a valid email address.Submit CancelContent flaggedWe will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.We're sorry. This service is temporarily unavailable. Please come back later and try again.