Switching from 1099 Contractor to W-2 for mortgage app?Hi there,My husband is an electrician who has worked as a regular W-2 employee for the past 5 years. The current contractor he works for hired him as a 1099 independent contractor, but he plans to have long-term (2+ years) work. I discovered that since he made the switch, we might have to wait 2 years to buy a house, which was very disappointing. We were planning to apply this spring/early summer. My husband has very good credit history, and so it seems like this could be the one thing that could keep us from buying. I asked about this on another forum, and a person on there said that if my husband is able to switch back to W-2 until he has 30 days of paystubs, he would be considered a W-2 employee and we could apply without a problem. Is this really correct? Will they count his full income for the rest of the year if he does this? Is 30 days really enough time? Any advice is greatly appreciated! The only other option I'm seeing here is to do a rent to own, but have read so many horror stories - plus there doesn't seem to be much of a selection for decent homes in our area that are available rent to own. January 24 2014 - Harrisburg00YesReport a ProblemProblemSelect oneOffensive contentIrrelevant contentSpam (pure self-promotion)OtherDetailsYour emailPlease enter a valid email address.Submit CancelContent flaggedWe will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.We're sorry. This service is temporarily unavailable. Please come back later and try again.