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Your scores are well within the FHA requirements. And FHA would be the way to go for you. In fact, you should be able to go with a 15 year loan and pay less than you are currently paying for a 30 year loan. The benefit of a 15 year FHA loan is that if your LTV is <90% you would not have any monthly mortgage insurance. That fact along with a rate of < 4% would allow you take great advantage of the current market conditions.
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For Sale: $120,000
For Sale: $394,949
For Sale: $139,900