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I'm looking to buy a home via short sale. After closing, I'll be about 52% LTV. How long do I have to wait after closing to apply for a Home Equity Loan/HELOC? I'm only looking for another 28% LTV, taking it to 80% total. My credit is excellent. And yes, I know one option is to increase the amount I'm borrowing in my primary mortgage, but that's not a good option for me right now.EDIT: Sorry if the title is confusing. I'm looking to get the HELOC as soon as possible after closing, not as late as possible.
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