Thank you I wanted to go to Bank of America and ask them for a loan is this wise? I bank there.

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an FHA might be an option worth looking into
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My credit is not all that good so what do I do?
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If you have very good credit BOA is a good lender. I have both a mortgage and home equity line there and have found it to be very easy because they both show up with all of my other accounts when I login online.
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