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Chase has not performed an appraisal. Supposedly that is set up for next week. The value on the house was done through some computer program I assume.Chase is aware of my 2nd mortgage so I'm hoping they would have told me about the risks about subordination. I have a call into them to get this figured out.
has chase already performed an appraisal on your home? if not, how are they arriving at that value?also, i cant stress enough how important it is to make sure the second lien holder will subordinate to the new first mortgage. a client of mine who is with chase tried to do a freddie harp refi at 100% CLTV, and the second lien holder, fifth third bank, would not subordinate. end result, no loan.
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For Sale: $149,900
For Sale: $110,000
For Sale: $249,500