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To determine square footage of a home does one include a heated, finished basement and/or a garage?

I see listings for similar homes to mine and the square footage varies significantly from one to another. I have a nicely finished and heated basement and a nicely finished garage that has lots of storage and includes the laundry.  Do those areas add to the square footage of the house for listing purposes? I imagine they certainly would be included in any insurance appraisal.
  • February 01 2010 - Twin Peaks
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