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Replies (6)
- sunnyview
- Contributions:25139
3. Reduce the amount of your tax liabilities (if you work). Reduce the amount of your tax withholding right away. Sure you’ll get a bigger tax bill at the end of the year if you file, but until then you’ll have extra money in your pocket to spend or invest in more cigs. To save even more, you can also lie about the number of dependants that you have to support. By the time that the IRS finds out you’re lying, it’ll be too late. Besides you can’t get blood from a turnip so don’t worry about it too much. You’ve got at least 3 years before they try to attach your wages. Think of how much you’ll have saved by then.
4. Borrow a car. Insurance and car payments can be a huge expense especially for someone with a few dings on their driving record. Maintenance on a car itself can be hundreds of dollars a year. Borrowing someone else’s ride eliminates all these costs. Asking to borrow a car while someone is at work isn’t hard to do. I mean they’re not using it while they’re working anyway and you can offer drop them off at work so that you can use the car for free the rest of the day. This money saving tip works especially well if you don’t have a driver’s license or are uninsurable. “Filling up the car†with $5 in gas every other time take it out will keep the savings going for even longer.
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- sunnyview
- Contributions:25139
5. Shop smart. Tough times don’t mean giving up the things you love like beer or cigarettes. It just means buying them cheaper. Drink a cheaper brand of beer for start. Maybe Coors is your favorite, but consider trying to drink a beer like PBR for a nice change of pace. Your cigarettes can be an opportunity to save too. Give up your favorite cancer sticks for two weeks a month and try a cheaper store brand like Sail. Cheap beer and cheap cigarettes go together better anyway. You can smoke and drink more for the same money. What a deal.
Hope these tips will help everyone have a happier financial new year.
- Pasadenan
- Contributions:21466
Great ideas!
Here are some more:
6) The local soup kitchen is happy to provide meals for anyone that comes; the lines are not that long, they have hot meals every day, and most are well prepaired.
7) You can get anywhere in a city faster on a bicycle than on a public bus, and can park at the front door, or even somecases take the bicycle in with you. Often the police will auction off abandoned bicycles that were not claimed, so if you don't have one, you can get one cheep.
8) Sleep in the library and hospital waiting rooms during the day, shop at the 24 hour shops at night. Rotate between them so they don't get tired of seeing you constantly.
9) Get a cheep used obsolete laptop computer and write your novel at the beach. Suplement your novel income with your digital photography.
10) You are allowed $11k income as "gifts" from friends or relatives with no tax impact to either of you. So do some handiman work for them as a favor, but refuse to be paid, but accept their gift so that you don't pay taxes that only goes to kill people overseas.
11) Use the restrooms and drinking fountains at places like:
city hall, public parks, Target, Sears, K-Mart, Wall-Mart, OSH, McDonalds..., carry your own waterbottle and refill at the drinking fountains.
12) Don't buy your own plasma TV and sound system, nor bother heating your living room; just use the equipment and living room at your local "Best Buy" or similar. Trade off days between stores so that the clerks are clear that you are checking it out for your eventual purchase rather than just freeloading and watching movies all day.
Here are some more:
6) The local soup kitchen is happy to provide meals for anyone that comes; the lines are not that long, they have hot meals every day, and most are well prepaired.
7) You can get anywhere in a city faster on a bicycle than on a public bus, and can park at the front door, or even somecases take the bicycle in with you. Often the police will auction off abandoned bicycles that were not claimed, so if you don't have one, you can get one cheep.
8) Sleep in the library and hospital waiting rooms during the day, shop at the 24 hour shops at night. Rotate between them so they don't get tired of seeing you constantly.
9) Get a cheep used obsolete laptop computer and write your novel at the beach. Suplement your novel income with your digital photography.
10) You are allowed $11k income as "gifts" from friends or relatives with no tax impact to either of you. So do some handiman work for them as a favor, but refuse to be paid, but accept their gift so that you don't pay taxes that only goes to kill people overseas.
11) Use the restrooms and drinking fountains at places like:
city hall, public parks, Target, Sears, K-Mart, Wall-Mart, OSH, McDonalds..., carry your own waterbottle and refill at the drinking fountains.
12) Don't buy your own plasma TV and sound system, nor bother heating your living room; just use the equipment and living room at your local "Best Buy" or similar. Trade off days between stores so that the clerks are clear that you are checking it out for your eventual purchase rather than just freeloading and watching movies all day.
- sunnyview
- Contributions:25139
Oooh I like the Best Buy tip most of all Pasa. You could bring your own snacks and sit in the big chairs in the surround sound room. You get free cable or the latest movies to watch. It's better than home and totally free too. The possibilities are truly endless for the professional sponge in this new economy.
- mina36
- Contributions:3478
Oh wow. LOL
- Loan.Ed
- Contributions:121
Too funny!!!
Tough economic times? 5 tips to save more money this year
Here are 5 tried and true tips that have worked for dirtbags for years. Maybe they can help you save more money in the new year too.
1. Get in on a friend or relatives cell phone plan. Keeping your own pay as you go phone is a financial mistake if you can get someone else to pay for your phone as you go. Many plans will add a phone with minutes to an existing plan for only $5 a month. Can’t beat those savings with a stick. To save even more money, you could take it one step further and not pay your part of the bill at all. Your cell phone sponsor is unlikely to cancel their plan immediately, so you could keep this up for at least a year while they figure out that your never going to pay your share. At that point, you can take your portable cell number and go onto someone else’s plan.
 2. Save on rent. Move in with a friend or relative “until your get back on your feetâ€. This process could take weeks, months or even years in this slow economy. Paying rent can be a real drag on the monthly finances. Staying with someone can cut your overhead by over 50% a month. Every month you sleep on the couch is a month you can just say you’re looking for work without working. Food is often partially free in these situations too so that often saves even more. Staying over is a great way to save every month. Note: Make sure you’re cell phone sponsor is not your housing sponsor so if your get kicked out you’ll still have your phone. Don’t crap where you…well you know.
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