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The more grantee beneficiaries you name, the more complicated the transfer on death deed becomes. In Minnesota all spouses must join in any conveyance - so - if you have 3 beneficiaries who decided to mortgage or sell the property at a later date, all spouses, if any, must also sign (I have 10 siblings -this would be a nightmare). Transfer on death deeds do not protect one from medical assistance claims - you must get a Medical Assistance Clearance Certificate in order to get the property transferred to the grantee beneficiaries. One last comment - just because you have a transfer on death deed does not mean you shouldn't have a Will. I do a lot of probate work and cannot tell you how many times people think they've taken care of everything, when indeed, they have not.
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