Trying to buy a home with a 620 or above Credit Score and 20% down.My husband and I are trying to purchase a home in Maine. We started the process thru Wells Fargo and they denied us because our credit score was 637 we have 20% to put down and the home we would like to buy is $74K. They told us we dont qualify for an FHA loan. Can someone give me some advice.Thank YouDecember 09 2013 - US0YesReport a ProblemProblemSelect oneOffensive contentIrrelevant contentSpam (pure self-promotion)OtherDetailsYour emailPlease enter a valid email address.Submit CancelContent flaggedWe will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.We're sorry. This service is temporarily unavailable. Please come back later and try again.