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My husband and are a looking to buy a home in May. I have been working improving my score by paying down my revolving accounts. They will be all zero balances by the end of this month. My current credit score is 649. I am hoping to bring it to 700+. My husband's credit score is a 595. He has minimal open accounts such as an open auto and a student loan (well paid) all prior credit is charged off (all from 2001) and 1 well paid off auto loan. He also has a charged off auto loan that was taken out for a relative back in 2001.My question is should we leave his credit as is or should we try to boost his credit score as well. If so, how should we go about that? Thanks for your help!
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